With recent changes in health and living, health issues are being faced very early in life. Even young children are prone to taking regular medicines to take care of their health. Most of the amount earned is spent on medical expenses. By following a few medical saving tips, families can save a lot on expenses.
Eat healthy: Parents should follow good food habits. Eating fresh and healthy food is a must. By cooking meals at home, the family gets good health and nutrition. Awareness about the freshness of food, the calories taken, etc., should be enforced in families. It also helps in economic spending and the best among the saving tips for good health.
Enquire about Health Care Costs: When you are in need of a surgery, make sure that you take opinions from two doctors before going ahead with the surgery. Once you are ready for surgery, you can search for hospitals that are much cheaper than the others, concession if any can also be asked for. After enquiring from others you can choose the hospital that is more patient-friendly and has good doctors.
Choose Apt Insurance Policy: Choose a policy that will give you the best payment to cover all medical expenses. If possible choose a policy that fits the entire family as they charge less when the entire family is insured.
Know about your Insurance Policy: It is best if you know beforehand what are the benefits covered under the policy. By learning about the policy after you have had the surgery cannot be made optimum use of.
Enquire if the Tests and Therapy are Essential: Only if the tests are essential to that particular disease, you can go for it. You can also ask doctors to refer to similar tests taken elsewhere. There are always cheaper drugs with the same medicinal combinations available. You can also do some browsing before taking drugs that are too costly as alternate tablets are available.
Make use of Discounts and Packages: Hospitals provide package treatments to treat disorders like heart operation, general surgery, etc. Certain care centers provide discounts for women during Women’s Day, Mother’s Day, etc. Women can make use of such packages to go in for surgery when there is no immediate need for a surgery such as removal of uterus, gall bladder surgery, etc.
Keep a Check on Bills: When you have a surgery, keep a check on the bills. Some procedures may be covered by insurance policies but you might be paying for it due to some oversight or error. The medicines that are bought should tally with the bill. Be vigilant.
Health Fairs: Make use of health fairs that are hosted to check for diabetes, blood pressure, eye check-ups and other such health problems. You can check your basic health conditions checked regularly for free by participating in these health fairs.
Consultation over the Phone: You can also directly consult established doctors when they speak on the television over such consultation shows. You can also have an email consultation or speak through telephone hotlines to get queries answered.
However the best of the saving tips is to take regular care of your health by eating healthily, take good exercise and sufficient rest.